Static Caravan Insurance
As a specialist insurance broker, Grove & Dean have years of experience in providing policies for property used for leisure purposes.
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Comprehensive, competitive Static Caravan Insurance
At Grove & Dean Private Clients, we’ve built years of expertise in insuring properties used for leisure, including Static Caravan Holiday Homes and Static Holiday Caravans.
Our policies are designed with the unique needs of static caravan owners in mind—providing some of the most comprehensive cover available. Every policy includes protection for the caravan structure, contents, and re-siting costs in the event of a total loss.
We work exclusively with specialist insurers, so you can be confident your cover is in expert hands. Thanks to our close relationships with leading underwriters, we’re able to offer consistently competitive premiums without compromising on protection.
Whether you're arranging cover through our website, app, or speaking with one of our experts via LIVE CHAT or phone, securing the right policy is fast, straightforward, and stress-free.
We understand how time-consuming it can be to find the right insurance for your caravan. That’s why we’ve made the process as simple and straightforward as possible.
All policies include protection for your static caravan and equipment against accidental loss or damage.
Benefits of Our Insurance Policies*
- Contents cover
- Loss of use and hiring charges
- Public liability cover
- Personal accident cover
- Freezer contents cover
- Escape of water cover
- Tracing and accessing leaks
- UK based contact centre
*Terms, conditions & exclusions apply.
We are Chartered Insurance Brokers
Underlining our commitment to the best professional standards
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Static Caravan FAQs
Do I need specialist insurance for a static caravan?
Static caravan insurance is designed specifically for caravans that remain permanently sited at a holiday park or private location.
Unlike touring caravans, static caravans are not moved regularly and are treated more like a holiday property. Insurance helps protect the structure, fixtures and contents against risks such as fire, storm damage or theft.
Grove & Dean policies also include benefits such as legal expenses cover and assistance services, subject to insurer terms, eligibility and policy wording.
Does static caravan insurance cover the structure of the caravan?
Static caravan insurance usually protects the physical structure of the caravan itself.
This can include the main body of the caravan along with built in fixtures such as fitted kitchens, bathrooms and internal fittings.
Cover may apply if the structure is damaged by events such as fire, storm damage or accidental incidents. The exact level of protection depends on the policy wording and insurer terms.
Is my caravan covered while it is on a holiday park pitch?
Static caravan insurance can provide protection while the caravan is located on a fixed pitch within a holiday park or licensed caravan site. The policy normally applies while the caravan remains on the declared site.
Insurers may assess the park’s security arrangements and location when arranging cover.
Owners should ensure the correct park and pitch details are provided when arranging insurance.
Are decking, steps or external fixtures included in the cover?
Static caravan insurance may extend to external fixtures such as decking, steps, skirting or small storage units depending on the policy selected.
These features are commonly installed as part of a permanent pitch setup. Insurers may require these structures to be declared so they can be included in the insured value of the caravan setup.
Cover availability depends on the policy wording and insurer terms.
Does static caravan insurance cover park liabilities?
Static caravan insurance may include third party liability cover relating to the caravan. This protection can apply if someone is injured or property is damaged as a result of the caravan or its fixtures.
Liability cover helps protect the owner against certain legal claims arising from the caravan’s use or condition.
The level of protection provided depends on the policy wording and insurer terms.
Can my caravan be insured if I use it throughout the year?
Static caravan insurance can cover caravans used for regular holidays throughout the year. Many owners visit their caravan frequently during the open season of the holiday park.
Insurers assess how often the caravan is occupied and whether it remains on the same site when arranging cover.
Policy terms may include conditions relating to security and maintenance during periods when the caravan is not in use.
What happens if my static caravan is damaged by severe weather?
Static caravan insurance can provide protection if the caravan is damaged by severe weather such as storms or high winds. Claims are assessed based on the cause of the damage and the condition of the caravan before the incident.
Owners remain responsible for maintaining the caravan and following any park safety requirements.
The level of cover available depends on the policy wording and insurer terms.
Is furniture inside a static caravan insured?
Static caravan insurance may include cover for furniture and household items kept inside the caravan. This can include seating, beds, appliances and other belongings used during holidays.
Insurers normally apply limits to contents cover and may require higher value items to be declared separately.
The level of contents protection available depends on the policy wording and insurer terms.
Can I insure a static caravan that is older?
Older static caravans may still be insured depending on their condition and construction. Insurers usually assess factors such as the caravan’s age, maintenance history and current value when considering cover.
Providing accurate information about the caravan helps ensure the policy reflects the correct level of risk.
Acceptance depends on insurer underwriting criteria.
What extra benefits are included with static caravan insurance?
Static caravan insurance policies often include practical benefits designed to support caravan owners if an incident occurs. These may include legal expenses cover and assistance services depending on the policy selected.
Having these features included within one policy can simplify protection for owners.
Grove & Dean policies include extra benefits such as legal expenses cover as standard, subject to insurer terms, eligibility and policy wording.
Why choose Grove & Dean Private Clients
- Independent and impartial. As we’re not tied to any single insurer, we’re free to compare quotes across a panel of up to 100 leading UK underwriters. This means we can always focus on getting you the right cover at the most competitive price - whether you need 3rd party, fully comprehensive or something more specialist.
- Expertly Chartered. We’re a Chartered Insurance Broker, backed by over 50 years of family business heritage. That means we work to the highest professional standards, providing a service you can trust.
- Smart, streamlined systems. Our digital platforms make everything easier. From a quick quote to managing your policy and documents, our app and online tools put you in control, anytime, anywhere.
- On your side when it matters. If you need to make a claim, we’re here to help - not hinder. As an independent broker, we’ll act on your behalf to resolve issues fast, whether it’s organising a courtesy car or arranging a repair. Our claims support runs 24/7, every day of the year.
- Always available. You can access your policy details, request quotes or get support whenever it suits you. Our online account system runs around the clock, and our experienced team is available six days a week for anything you need.
Combining the latest and most efficient digital systems with decades of real-world insurance expertise, Grove & Dean Private Clients delivers outstanding cover, competitive pricing, and service that truly works for you.
