Motorcycle Insurance
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Motorcycle Insurance with complete protection and expert support
At Grove & Dean Private Clients, we offer more than just motorcycle insurance – we deliver peace of mind as standard. Every policy includes Roadside Recovery** and Legal Expenses cover, giving riders essential protection from the moment they hit the road.
Whether you own a classic bike, a high-performance machine or a scooter, our team sources competitive quotes from the UK’s most respected motorcycle insurance providers. We understand the biking community because we’re part of it.
Whether you're arranging cover through our website, app, or speaking with one of our experts via LIVE CHAT or phone, securing the right policy is fast, straightforward, and stress-free.
Our smart comparison tool brings you a range of quotes in minutes, tailored to your ride and how you use it. From everyday commuting to weekend leisure rides, we offer policies to suit all types of motorbikes – including modified models and mopeds.
Backed by decades of experience, Grove & Dean Private Clients provides motorcycle insurance that’s as reliable as your favourite ride.
**Available for single vehicle policies only and subject to policy inclusions.
Benefits of Our Insurance Policies*
- Breakdown recovery, roadside assistance and home service
- Legal expenses
- Foreign use cover (up to 90 days)
- 24/7 claims service
- Club membership discounts
- multi bike discounts available
- optional agreed value for classic bikes
- UK based contact centre
*Terms, conditions & exclusions apply.
We search our panel of leading underwriters to find you the best policy
We are Chartered Insurance Brokers
Underlining our commitment to the best professional standards
Rated as excellent on Trustpilot with over 13,000+ reviews
Motorcycle Insurance FAQs
What does motorcycle insurance cover?
Motorcycle insurance covers risks such as accidental damage, fire, theft and third-party liability while riding on public roads. Policies may also include protection while the bike is parked or stored, depending on insurer terms and security arrangements.
The level of cover selected can influence what incidents are included and how claims are handled.
Grove & Dean arranges policies suited to riders seeking practical protection for everyday or leisure motorcycling.
Who is motorcycle insurance suitable for?
Motorcycle insurance is suitable for riders who use their bike for commuting, leisure journeys or regular road use. Policies can be arranged for a range of experience levels, from newer riders to experienced motorcyclists, depending on the motorcycle type and riding profile.
Insurers assess riding history, licence type, annual mileage and storage details before confirming acceptance.
The insurers Grove & Dean works with understand the varied needs of modern motorcycle riders.
What types of motorcycles can be insured?
Motorcycle insurance is available for a wide range of bikes, including standard road motorcycles, touring bikes, cruisers and sports models. Insurers consider factors such as engine size, value, age and specification when assessing eligibility.
Rider experience, licence category and previous claims history may also influence acceptance and pricing.
Grove & Dean can arrange cover for all types of motorcycles used for everyday transport or recreational riding.
Is breakdown recovery available with motorcycle insurance?
Breakdown recovery may be included with motorcycle insurance to provide roadside assistance if the bike cannot continue due to mechanical or electrical failure. Services may include roadside repair or recovery to a suitable garage, depending on the policy selected.
Reliable recovery support can be particularly valuable for riders travelling longer distances.
Grove & Dean policies often include breakdown assistance a standard and suited to the practical needs of motorcycle users.
Does motorcycle insurance include legal expenses cover?
Legal expenses cover may be included with motorcycle insurance to help recover uninsured losses following a non-fault accident. These losses may include policy excess payments, loss of earnings or other financial costs not covered under the main policy.
Cover typically applies where there is a reasonable prospect of recovering losses from the responsible party.
Grove & Dean policies frequently include legal expenses protection as standard within its motorcycle insurance policies.
Is a courtesy vehicle provided if a motorcycle is being repaired?
A courtesy vehicle may be available if a motorcycle is being repaired following an insured incident, depending on the insurer and repair network involved. Availability may vary due to the specialist nature of motorcycle repairs and parts supply.
The type of replacement transport offered depends on policy wording and repair arrangements.
Grove & Dean policies are arranged to offer a courtesy vehicle following a claim.
Can additional riders be added to a motorcycle insurance policy?
Additional riders can usually be added to a motorcycle insurance policy provided each person meets the insurer’s acceptance criteria. Insurers consider factors such as age, licence type, riding experience and previous claims record when assessing suitability.
Adding another rider may affect the premium depending on the overall risk profile.
Grove & Dean can arrange policies that allow suitable named riders to be included where appropriate.
How is motorcycle insurance priced?
Motorcycle insurance premiums are calculated using factors such as rider age, riding experience, postcode, annual mileage and previous claims history. Insurers also consider the motorcycle’s value, engine size, storage arrangements and security measures when assessing risk.
Each application is assessed individually using underwriting criteria relevant to motorcycle use.
Grove & Dean works with insurers experienced in evaluating a wide range of motorcycle risk profiles to offer the best value cover.
Can a no claims discount be protected on motorcycle insurance?
No claims discount protection may allow riders to retain their earned discount level after a limited number of claims within a specified period. While the discount percentage may remain unchanged, the overall premium may still vary at renewal depending on claims history and insurer pricing models.
Availability depends on eligibility criteria and insurer terms.
Grove & Dean can arrange policies where no claims discount protection is available as an optional feature.
What additional benefits can be included with motorcycle insurance?
Motorcycle insurance policies may include additional benefits such as breakdown recovery, legal expenses cover and access to alternative transport following an insured incident.
Including these features within one policy can help reduce disruption if the motorcycle is temporarily out of use.
The availability of benefits varies between insurers and policy options.
Why choose Grove & Dean Private Clients
- Independent and impartial. As we’re not tied to any single insurer, we’re free to compare quotes across a panel of up to 100 leading UK underwriters. This means we can always focus on getting you the right cover at the most competitive price - whether you need 3rd party, fully comprehensive or something more specialist.
- Expertly Chartered. We’re a Chartered Insurance Broker, backed by over 50 years of family business heritage. That means we work to the highest professional standards, providing a service you can trust.
- Smart, streamlined systems. Our digital platforms make everything easier. From a quick quote to managing your policy and documents, our app and online tools put you in control, anytime, anywhere.
- On your side when it matters. If you need to make a claim, we’re here to help - not hinder. As an independent broker, we’ll act on your behalf to resolve issues fast, whether it’s organising a courtesy car or arranging a repair. Our claims support runs 24/7, every day of the year.
- Always available. You can access your policy details, request quotes or get support whenever it suits you. Our online account system runs around the clock, and our experienced team is available six days a week for anything you need.
Combining the latest and most efficient digital systems with decades of real-world insurance expertise, Grove & Dean Private Clients delivers outstanding cover, competitive pricing, and service that truly works for you.
